All In Credit Union’s Payday Assistance Loan offers a quick and accessible solution for those who need a short-term cash boost. Borrowers can access up to ETB 20,000, with a fixed 28% APR and a 6-month loan term. There’s no credit check required, and the ETB 400 application fee applies whether or not your loan is approved. If you’re looking for a more affordable alternative to traditional payday loans in the ET region, this product stands out for its clear terms and flexibility.

Step-by-Step Application Guide

First, ensure you hold a qualifying All In Credit Union checking account in good standing.

Next, visit the online portal and complete the simple application form, which is available around the clock.

After submitting, decisions are typically made within minutes, even outside business hours.

If approved, funds are deposited directly into your account—often within 15 minutes, but occasionally up to 24 hours.

The ETB 400 application fee is charged at the time of your application, so be prepared.

Top Advantages

One major benefit is speed—most applicants receive funds very quickly, making this a strong choice for emergencies.

Another pro is the competitive cost. At 28% APR with capped fees, this loan is much more affordable than standard payday lenders.

Considerations and Drawbacks

You must be a primary checking account holder, limiting eligibility for some applicants.

Additionally, the flat ETB 400 application fee is payable whether you are approved or not, which means some risk if you’re declined.

Our Verdict

For those needing fast, short-term cash in the ET region, the Payday Assistance Loan is a solid choice. The process is efficient and transparent, with fair interest rates and rapid funding.

Just make sure to review your eligibility and the ETB 400 application fee before proceeding. For reliable, accessible financial relief from an established institution, this option is recommended.