Addosser Finance offers a personal loan product aimed at working Nigerians seeking quick financial solutions. While interest rates and exact tenure specifics are not detailed here, Addosser Finance features loan tenors of 3, 6, 9, or 12 months. Loan amounts, categories such as salary advance, education, rent payment, and travel, plus flexible eligibility make this loan stand out for employees and regular income earners.

How to Apply: Step-By-Step Guide

1. Fill in your basic personal details, including name, BVN, and contact information.
2. Provide next of kin details for security and reference.
3. Enter your employment details and monthly income.
4. Select your loan category, duration, and bank information.
5. Upload supporting identification and create a password for your loan dashboard.

Pros of Addosser Finance Loan

The application process is straightforward and can be completed online in a few steps. This means you can apply from the comfort of your own home or office.

The variety of loan options allows applicants to choose the best fit for their needs, such as education, rent, or travel expenses. Tenor choices up to 12 months give flexibility for repayment planning.

Cons of Addosser Finance Loan

Interest rates and fees are not displayed on the main application page, requiring you to contact customer service or progress in the application to get specifics.

Applicants must be currently employed or salaried, which may exclude self-employed individuals or those without verifiable monthly income from eligibility.

Our Verdict

Addosser Finance Personal Loan is best for working Nigerians who want a digital, efficient loan process. The variety of loan categories is a strong plus, though rate transparency could improve.

If you’re searching for an easy online loan with multiple options for employees across Nigeria, Addosser Finance is a solid choice to consider for immediate or planned expenses.