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Revolut
Take advantage of a low 6.17% fixed rate p.a., zero ongoing or early repayment fees, flexible terms and fast online application. Ideal for excellent credit in ET.
Revolut’s Unsecured Personal Loan stands out for its competitive interest rate of just 6.17% p.a., fixed for the term of your loan. This offer is particularly beneficial for borrowers with excellent credit ratings in ET. The platform assures predictable repayments and comes free of any ongoing, early repayment, or exit fees—making it a cost-effective choice for many applicants.
Loan terms generally range from 1 to 7 years, providing flexibility to choose a repayment schedule that fits your budget. The application is straightforward and can be completed fully online, with fast outcomes and transparency throughout the process.
How to Apply: Step by Step
- Go to Revolut’s personal loan application page.
- Enter your personal and financial information as required.
- Upload necessary documents, such as ID and proof of income.
- Review your application and submit online.
- Wait for a quick decision, then accept and sign your loan contract digitally.
Pros of Revolut’s Personal Loan
One of the most appealing benefits is the low fixed interest rate, making your monthly budgeting simple and predictable. Additionally, the absence of any ongoing, early repayment or exit fees provides peace of mind and greater flexibility if your financial situation changes.
Fast digital application and approval also mean you can access funds efficiently, when you need them most.
Cons of Revolut’s Personal Loan
The best rates are reserved for applicants with top-tier credit scores, which may exclude some borrowers. Additionally, being an unsecured offer means the interest rate is still higher than traditional secured options if you can offer collateral.
Finally, the minimum loan amount and eligibility requirements may not suit all applicants looking for smaller or more flexible loans.
Verdict
Revolut’s Unsecured Personal Loan is a strong option for eligible borrowers seeking a reliable, transparent, and competitive-rate product. The absence of ongoing fees and penalties makes it especially attractive for those wanting financial flexibility and certainty when repaying.
