Avant offers a personal loan for borrowers looking for flexibility and speed. With amounts from $2,000 to $35,000, they provide fixed APR rates between 9.95% and 35.99%. Repayment terms can range from 24 to 60 months, and the loan includes an administration fee up to 9.99%.

Funds can be deposited the next business day if approved, giving a quick turnaround. Late fees and dishonored payment fees apply, so be sure to check terms according to your location prior to applying. Avant’s application process does not impact your credit score for checking rates.

Step-by-Step: How to Apply

First, visit Avant’s website and fill out the online application form, which only takes a few minutes. Submit your loan preferences and basic personal information. Avant will offer you a decision quickly, sometimes in minutes. If approved, your funds can be deposited as soon as the next business day, and you can manage your account through Avant’s mobile app or web portal.

Pros of Avant Personal Loans

One of Avant’s best features is the speed of funding, which helps cover urgent expenses quickly. You also benefit from fixed interest rates, giving you predictable monthly payments. Their application process is fast, straightforward, and can be completed entirely online.

Cons of Avant Personal Loans

While Avant provides convenience, their APR may be higher compared to some competitors, especially for those with less-than-perfect credit. The administration fee can reach up to 9.99%, and there are fees for late or dishonored payments.

Verdict – Is Avant Right for You?

Avant is a good option if you value fast access to funds and convenience, and you need a loan between $2,000 and $35,000. Their transparent application process, fixed rates, and mobile management are key benefits. However, always consider the potential for higher fees and compare with other lenders before deciding.