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Little Loans UK
Loans from £100 to £10,000. No fees. Easy eligibility check with no impact on credit score. Fast decisions and same-day payouts possible.
Little Loans UK offers borrowers a straightforward way to access loans ranging from £100 up to £10,000. As an independent reviewer, it’s easy to see that Little Loans stands out for its transparent approach. There are no hidden fees, and you’ll never be asked for upfront payments. The advertised representative APR is 79.5%, and actual rates can range from 15% to a maximum of 1733% APR, depending on your credit profile and circumstances. Loan terms are flexible, typically spanning from three to thirty-six months. The eligibility process is quick and will not affect your credit score unless you proceed to a full application.
Step-by-Step: How to Apply
- Decide how much you need to borrow and for how long.
- Fill in a single, simple online form with your details.
- Use the free eligibility checker for an instant assessment with no credit impact.
- If matched, you’ll get a no-obligation quote and can review the loan offer.
- On acceptance, funds could be released to your bank the same day.
Pros of Little Loans UK
One key advantage is the speed: eligibility checks take about 60 seconds, and you could receive funds on the same day if approved. The process is entirely online, so you can apply anytime from the comfort of your home, and all credit scores are considered.
There’s also the flexibility to borrow exactly what you need, between £100 and £10,000, making it suitable for both small emergencies and more significant expenses.
Cons of Little Loans UK
While quick loans are convenient, the representative APR is relatively high compared to traditional loans. Some applicants may be offered higher rates based on their credit profile.
Additionally, being a broker and not a lender, Little Loans does not have control over the final approval or specific lender terms.
Final Verdict: Is Little Loans UK Right for You?
Little Loans UK provides a fast, fee-free way to find a suitable lender, especially if you want to avoid impacting your credit score during your search. Consider this option for emergencies or when you value convenience and speed.
