The Claims Examiner – Pollution Liability role is a prominent opening in the insurance industry for professionals with five or more years of experience. This position offers an attractive salary range from $110,000 to $160,000 per year, accompanied by opportunities for remote, work-from-home arrangements. Notable benefits include a bonus plan, company-paid family medical and dental coverage, matched 401(k), stock options, and tuition reimbursement.

Key Responsibilities & Typical Workday

The main responsibility involves managing large and complex commercial general liability claims related to pollution, toxic tort, and health hazards. Day-to-day, the claims examiner will review case details, ensure regulatory compliance, and follow best practice standards.

Routine activities include confirming or denying coverage for claims, establishing appropriate reserves, identifying subrogation opportunities, and effectively settling claims. Quick and accurate decision-making is crucial in this role.

Additionally, you’ll be tasked with collaborating closely with legal teams, adjusters, and third-party analysts to ensure precise claim resolution. Strong analytical and organizational skills are essential for success in this position.

Candidates must be adept at working independently and navigating complex policy language. The use of modern claims management systems will also be part of your daily workflow.

Advantages of This Position

One of the most significant pros of this claims examiner role is the flexibility of remote work, allowing you to manage tasks from home without daily commuting.

The generous benefits package stands out in the industry, offering full coverage for families and strong retirement planning with 401(k) matching. Bonus potential and company stock options further enhance total compensation.

Potential Drawbacks

While compensation and benefits are competitive, candidates should be aware that case complexity can lead to challenging workloads and longer hours during peak periods.

Additionally, given the technical nature of pollution liability claims, prior experience and advanced understanding of environmental issues are essential for success, so this role may not be suitable for less-experienced professionals.

Final Verdict: Is This Role Right for You?

The Claims Examiner – Pollution Liability position is ideal for experienced professionals seeking a meaningful, well-compensated challenge in insurance claims management. With its attractive salary, robust benefits, and remote work option, it’s particularly appealing for those who already possess a strong background in commercial claims and environmental liability.