If you’re searching for a fast and easy way to get extra funds in Romania, Avant personal loans may be a great fit. Applicants can choose amounts from 9,500 RON to 163,000 RON (around $2,000–$35,000), with terms between 24 and 60 months. The fixed annual percentage rates (APRs) start from 9.95% and go up to 35.99%, providing flexibility for those with various needs and situations.

Avant makes the application process straightforward and designed for quick decisions. There is an administration fee of up to 9.99%, and borrowers should be aware of possible late payment and dishonored payment charges. Overall, the transparency and range of options make this a competitive offer for many Romanians looking for personal loans.

How to Apply for an Avant Personal Loan

• Start by completing the simple online application form with your details.
• Check your rate options instantly—this step does not affect your credit score.
• Submit any necessary documentation if asked during the process.
• The approval decision can often be made within minutes.
• If approved, funds are deposited as soon as the next business day.

Highlights and Advantages

One of the best features of Avant loans is the speed. From application to funding, eligible applicants may receive funds as quickly as the next business day, which is ideal for urgent expenses. Additionally, all offers come with fixed interest rates, meaning payments are predictable for the full loan tenure.

Management is convenient, with a user-friendly mobile app that allows borrowers to monitor balances and set up automatic payments, offering a modern approach to loan servicing.

Main Drawbacks

Applicants need to keep in mind that the APR can be high for those with less ideal credit, reaching up to 35.99%. This can make the loan more expensive over the long term if you don’t qualify for the lowest rates.

Also, an administration fee of up to 9.99% is deducted from the loan amount, slightly reducing the cash you receive upfront.

Our Verdict

Avant personal loans stand out for their speed, simplicity, and transparency. They are an excellent choice for those in Romania who need quick funds for emergencies or important purchases and want to avoid hidden fees. However, careful consideration should be given to the fees and higher APRs if your credit is less than perfect. Overall, Avant is a strong option for personal financing if the rates and terms match your needs.