Overview of Premier Easy Cash

Premier Easy Cash from Premier America Credit Union provides a practical borrowing solution for members who require urgent cash. With a fast approval process, applicants can receive funds at any time.

The loan amount ranges from $300 to $2,000 and is available at a fixed 28% APR. Terms extend up to 12 months, providing structured, predictable repayments for borrowers.

This offer does not involve a credit check, so anyone in good standing and a member for three months can apply. There is a modest $20 application fee attached to every loan.

Premier Easy Cash is only available through online or mobile banking, increasing accessibility and convenience for tech-savvy users.

No in-branch application is needed, making it easy and confidential for users to handle unexpected expenses quickly and efficiently.

How to Apply: Step-by-Step

Getting Premier Easy Cash is designed to be simple and fast. Here is the basic application process:

First, access your account via online or mobile banking. Look for the application section for Premier Easy Cash.

Next, fill in your application. There’s no credit check, and assessment is instant once you submit your form.

If approved, the funds are promptly deposited into your account. The whole process can be completed within a couple of minutes.

You can then use the loan immediately to cover any financial emergencies or unexpected expenses.

Benefits of Premier Easy Cash

Premier Easy Cash offers instant access to funds, making it a lifesaver in emergencies or for unplanned costs.

There is no credit check required, ensuring your score remains unaffected and that more members are eligible.

Borrowers can build or repair their credit history simply by making regular, on-time payments for the duration of the loan.

24/7 access through online and mobile banking gives borrowers flexibility and full control over their application process.

The application fee and clear terms help users plan their repayment without worries about hidden costs.

Drawbacks to Consider

At 28% APR, the interest rate is higher than many traditional credit products.

The application fee of $20 may represent a barrier for those borrowing smaller sums.

Premier Easy Cash is only available to established members, so those new to the credit union or non-members are ineligible.

The maximum loan amount is capped at $2,000, which may not cover larger emergencies.

Loans cannot be accessed in-branch, which might be inconvenient for those less comfortable with online services.

Verdict: Our Take on Premier Easy Cash

Premier Easy Cash stands out for its speed, accessibility, and lack of credit check. It is best suited for members in need of quick, smaller loans.

The product may not be ideal for individuals seeking low-interest or high-value financing, but it delivers a practical solution when timing and minimal bureaucracy are critical.