Money in Minutes (MIM) is a digital platform providing short-term loans to Nigerians seeking quick access to funds. Loan sums start from ₦5,000 and can be approved within minutes, helping individuals cover urgent needs or grow their businesses. While MIM does not publicly disclose specific interest rates or loan tenures, users generally benefit from competitive rates on their approved facility. The company also gives members valuable tools to track their credit score and build a positive financial profile, making it stand out from standard loan apps.

How to Apply for Money in Minutes

• Download the Money in Minutes app from Google Play or the App Store
• Register for a new account and complete your profile
• Verify your identity and supply required documentation
• Apply for a loan and specify your desired amount
• Receive approval and funds directly to your bank account within minutes

Advantages

Money in Minutes focuses on speed and accessibility, giving users fast loan approval with minimal paperwork. The ability to view and grow your credit score lets you improve your eligibility for future credit offers. Their membership platform adds further value with continuous perks and financial learning tools.

Disadvantages

Unfortunately, the platform does not publicly display its interest rates or maximum loan tenure, requiring users to begin the application before receiving this critical information. Additionally, loan approval is subject to credit assessment and may not be guaranteed for everyone.

Final Verdict

Money in Minutes is suitable for Nigerians needing quick, small loans with ease of application and extra membership benefits. It is especially helpful for those looking to build their credit profile for future borrowing power.