Citi Quick Cash Personal Loan — Low Interest Rates and No Processing Fees

Citi Quick Cash offers attractive rates from 3.45% p.a., no processing fees, and instant approval for existing customers. Borrow up to 8x monthly income. Learn more about its pros and cons.

Anúncios

Recommended for you

Citibank Citi Quick Cash

Flexible loan option with interest rates as low as 3.45% p.a. and loan tenure up to 60 months. Enjoy zero processing fees and fast approval.




You will be redirected to another website

Citi Quick Cash Personal Loan is a popular loan offer for those in need of fast cash with minimal fuss. With exclusive interest rates as low as 3.45% p.a. for new customers (EIR 6.5% p.a.), this product stands out for its affordability. Applicants may borrow up to four times their monthly income—or even eight times, if their annual income is S$120,000 or more. Approval is subject to eligibility requirements, with immediate funds for existing Citibank account holders.

How to Apply for Citi Quick Cash

  • Log in to your Citi Mobile app or Citibank online.
  • Select the Quick Cash option.
  • Choose your loan amount and repayment tenure (12–60 months).
  • Submit your application; existing customers need no extra documents.
  • If you’re new, provide NRIC (or passport) and proof of income.
  • Await approval and receive funds—often within a working day for Citi accounts.

Key Strengths

The interest rates are very competitive, especially for new-to-bank customers, plus there are absolutely no processing or administrative fees. Flexible repayment plans ranging up to 60 months make budgeting more manageable for most applicants.

Instant approval is possible for Citibank account holders, and the ease of applying without submitting documents for existing customers is a big draw. Funds are credited quickly, aiding users in tight situations.

Considerations

This offer is mainly beneficial for new Citibank credit card or Ready Credit customers. Approved loan amounts depend on income and Citibank’s internal assessment, which could limit some borrowers.

There are cancellation fees and the usual finance charges if minimum monthly payments are not kept up. Those who do not already bank with Citibank may face up to a five-day wait for funds.

Our Verdict

As an independent reviewer, I find Citi Quick Cash to be a solid contender for personal loans in Singapore. Its competitive rates, lack of admin fees, and speedy disbursement stand out. This is an attractive choice for those who qualify—especially if quick cash or flexible terms are what you need.

Recommended for you

Citibank Citi Quick Cash

Flexible loan option with interest rates as low as 3.45% p.a. and loan tenure up to 60 months. Enjoy zero processing fees and fast approval.




You will be redirected to another website

How to Stay Hidden and Still Win in Battle Royale Games

Read More

How to Analyze and Learn from Each Defeat in Battle Royale Games

Read More

Mastering Movement in Battle Royale Games: Techniques for Superior Control

Read More

Disclaimer

Under no circumstance we will require you to pay in order to release any type of product, including credit cards, loans or any other offer. If this happens, please contact us immediately. Always read the terms and conditions of the service provider you are reaching out to. We make money from advertising and referrals for some but not all products displayed in this website. Everything published here is based on quantitative and qualitative research, and our team strives to be as fair as possible when comparing competing options.

Advertiser Disclosure

We are an independent, objective, advertising-supported content publisher website. In order to support our ability to provide free content to our users, the recommendations that appear on our site might be from companies from which we receive affiliate compensation. Such compensation may impact how, where and in which order offers appear on our site. Other factors such as our own proprietary algorithms and first party data may also affect how and where products/offers are placed. We do not include all currently available financial or credit offers in the market in our website.

Editorial Note

Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved, or otherwise endorsed by any of the entities included within the post. That said, the compensation we receive from our affiliate partners does not influence the recommendations or advice our team of writers provides in our articles or otherwise impact any of the content on this website. While we work hard to provide accurate and up to date information that we believe our users will find relevant, we cannot guarantee that any information provided is complete and makes no representations or warranties in connection thereto, nor to the accuracy or applicability thereof.

en_US
ru_RU pt_BR en_US