The OneMain Emergency Loan is designed for those moments when cash is urgently needed. With offers ranging from CLP 1,500,000 up to CLP 20,000,000 and the possibility to receive the money in as little as one hour after closing, this loan suits a wide variety of emergency needs. Fixed payments and straightforward terms allow borrowers to face urgent expenses—be it medical bills, car repairs, or home issues—without added stress.

No minimum credit score is required to check for offers, and verifying prequalification will not affect your credit score. This makes it easier for a wide range of applicants to see their options without worry.

How to Apply: Step-by-Step

• Check your eligibility by submitting your personal information online
• Review your offre and supporting documentation requirements
• Finalize the application by providing any needed documents
• Sign the agreement
• Receive funds—often within the same day

Pros of OneMain Emergency Loan

The biggest advantage is the speed of approval and disbursement. Urgent expenses can be solved quickly, with funds often available in just one hour after approval.

Additionally, fixed payments and clear, upfront terms give peace of mind, ensuring you know exactly what is owed each month with no hidden surprises.

Cons of OneMain Emergency Loan

As is typical with emergency loans, interest rates may be higher than some traditional borrowing options. This could increase total repayment over time.

The maximum available amount, while generous for most needs, may not be suitable for borrowers seeking sums above CLP 20,000,000 for very large emergencies.

Our Verdict

For those facing urgent and unexpected financial needs in Chile, the OneMain Emergency Loan stands out for its rapid funding and transparent terms. It’s a solid choice for quick access to funds, especially when other options take too long or are not available.