CBD Quick Loan Review: Fast Approval, No Salary Transfer, Instant Access

Discover the CBD Quick Loan – get instant approval for up to AED 150,000 with no salary transfer required and only your Emirates ID. Fast, fully digital, and flexible repayment terms.

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Commercial Bank of Dubai (CBD)

Get instant access to up to AED 150,000 without a salary transfer. No paperwork except Emirates ID. Quick digital approval and up to 48 months repayment.




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CBD Quick Loan offers a digital, hassle-free process for anyone in the UAE seeking a fast cash solution. Borrowers can get up to AED 150,000 with instant approval, and repayment terms extend up to 48 months. No salary transfer is required and with a minimum salary requirement of AED 8,000, it’s accessible to many. Only your Emirates ID is needed to apply, and the interest rate begins from as low as 1% per month, depending on the approval policy of CBD.

How to Apply: Step-by-Step

  • Download and open the CBD mobile app on your device.
  • Register or log in with your Emirates ID.
  • Navigate to the Quick Loan application section.
  • Enter your required loan amount and select the term up to 48 months.
  • Submit your application and await instant digital approval.

Key Advantages

The entirely digital application is fast and straightforward with no paperwork besides your Emirates ID. Approval is done in minutes, making this loan perfect for those needing emergency funds.

The lack of salary transfer requirement means the loan offers greater flexibility, especially useful for customers holding accounts with other banks.

Potential Drawbacks

Not everyone will meet the minimum monthly salary of AED 8,000. Additionally, maximum eligibility age is 60 years, which limits access for older applicants.

The interest rate is variable based on the bank’s credit assessment; actual cost may differ from the indicative rates for some applicants.

Our Verdict

CBD’s Quick Loan is an excellent choice for UAE residents needing immediate funds without moving their salary. If you meet the eligibility criteria, the ease and speed of application stand out. However, consider your repayment capability and review the terms thoroughly before committing.

Recommended for you

Commercial Bank of Dubai (CBD)

Get instant access to up to AED 150,000 without a salary transfer. No paperwork except Emirates ID. Quick digital approval and up to 48 months repayment.




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