Airtel Flexi Credit offers a flexible personal loan solution, welcoming even unemployed applicants in Ethiopia. With loans up to ETB 9,00,000 and interest rates starting from 12%, Airtel’s digital platform considers alternative income, such as freelancing or rental earnings. Loan terms are flexible, ranging from 3 to 60 months, and digital KYC simplifies the process, making it quick and paperless.

How to Apply for Airtel Flexi Credit

1. Download and open the Airtel Thanks App on your mobile device.
2. Register or log in with your mobile number and details.
3. Select ‘Flexi Credit’ from the finance section.
4. Input personal and financial information required for assessment.
5. Submit digital KYC documents for instant verification.
6. Choose your loan amount and preferred tenure, then confirm the application.
7. Receive approval and withdraw funds instantly to your account.

Pros of Airtel Flexi Credit

The primary advantage is a fully digital experience – instant approval and no paperwork. Unemployed, freelancers, students, and homemakers can qualify if they have alternative income or a co-borrower.

Loan amounts are flexible and repayments can be tailored to personal circumstances, making budgeting easier and financial stress lower for applicants.

Cons of Airtel Flexi Credit

Interest rates can reach up to 26% annually, especially for applicants with limited or fluctuating income. Lower loan limits may apply for higher-risk applicants.

Additionally, collateral or a guarantor may sometimes be required if alternative forms of income aren’t sufficient, impacting eligibility for some users.

Our Verdict

Airtel Flexi Credit stands out for its accessibility to people with non-traditional or no jobs in Ethiopia. Applying is simple, fast, and largely stress-free thanks to the digital process.

For those needing urgent or flexible funding and struggling with bank restrictions, this product is a solid alternative. Check your eligibility and borrow responsibly.