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Ease Cash – Instant Cash Loan
Borrow from ₦3,000 to ₦1,000,000, quick digital process, up to 120 day tenure. No collateral, flexible repayment, funds are paid directly to your bank account.
Ease Cash Instant Loan offer by FUTURECREST INTERNET TECHNOLOGY LIMITED is designed for Nigerian residents looking for quick and accessible funds. Borrow from NGN3,000 to NGN1,000,000 with no collateral required. Loan tenure ranges from 91 to 120 days, with interest rates as low as 0.07% per day (25.55% per annum). The process is simple and entirely paperless, giving applicants speed and convenience.
How to Apply for Ease Cash: Step by Step
1. Install the Ease Cash app from Google Play.
2. Register for an account and fill out your details.
3. Apply for your preferred loan amount and tenure.
4. Wait for your application to be reviewed and approved.
5. Once approved, the loan is disbursed directly to your bank account—no collateral or paperwork needed.
Advantages of Ease Cash
The major pros of Ease Cash include a transparent application process and complete digital experience. Applicants do not need collateral or deposits, making it open for all qualifying Nigerians. Funds are disbursed quickly and directly into your chosen bank account, including major Nigerian banks.
Additionally, Ease Cash stands out for flexible repayment periods up to 120 days. The platform is user-friendly and allows for easy detection of due dates with regular reminders, helping you stay on track.
Drawbacks of Ease Cash
However, user feedback highlights some downsides: the interest rate can be high compared to traditional loans. Notifications and reminders may also feel excessive to some users once the loan has been granted.
Some reviews mention issues such as loan limits being decreased without clear reasons, and delays in disbursement, which could be improved for a better user experience.
Final Verdict: Should You Choose Ease Cash?
Ease Cash is a good choice if you need an urgent, straightforward loan in Nigeria without collateral. However, ensure you’re comfortable with the interest rates and frequent reminders. Evaluate your needs and repayment capability before choosing Ease Cash as your loan provider.