Little Loans offers a straightforward way to apply for quick cash with minimal hassle. You can borrow amounts from £100 up to £10,000 and potentially receive funds on the same day if accepted. With a representative APR of 79.5% and loan durations up to 12 months, Little Loans stands out by not charging fees at any stage of the process. It’s a broker, not a direct lender, but it works with over 30 lenders to find the best available rate for your unique circumstances.

How to Apply: Step-by-Step

1. Decide how much you’d like to borrow and the loan duration.
2. Fill out one simple online form on the Little Loans website.
3. Use the eligibility checker to see if you’re likely to be accepted—this has no impact on your credit score.
4. Review your no-obligation, personalized quote.
5. If accepted, finalize your application and get your cash quickly.

Pros of Little Loans

One major advantage is the absence of any upfront or hidden fees. Everything is designed to be transparent, so you know what to expect.

Decisions are quick, with most applications processed within 60 seconds. All credit scores are welcome, which increases your likelihood of approval.

Cons of Little Loans

As a broker, Little Loans does not have control over the final approval or interest rates, so actual terms may vary depending on your personal circumstances.

The representative APR can be significantly high for some, especially those with less-than-perfect credit, and loan approval is not guaranteed.

Final Verdict

Little Loans provides a quick, secure, and simple way to access loans without worrying about hidden costs. It’s a strong option if you want a no-fee experience and fast payouts. However, always ensure you can meet the repayments before committing.