If you are searching for a loan option in Brazil that delivers quick approval, easy process, and no hidden fees, Lendable stands out as a competitive choice. Lendable offers loans from R$6.350 to R$158.800, with terms ranging from 1 to 5 years and annual interest rates (APR) between 8.1% and 48.9%.

One of the highlights is the ability to check your personalized rate without impacting your credit score. There are no upfront fees and all contracts are handled online, making it ideal for those with urgent needs and a preference for simplicity. Lendable is fully authorized and regulated, offering over 80,000 positive reviews from happy customers.

How to Apply: Step by Step

Begin by checking your loan eligibility online and inputting your required amount and repayment term. Once you receive your personalized offer and approve the terms, you’ll provide your identification and banking details securely via their platform.

If Lendable approves your application, funds are disbursed the same day in most cases, minimizing waiting time. No paperwork or branch visits are needed, so the process is 100% digital from start to finish.

Prós

Lendable is known for fast disbursement—some borrowers can receive money within hours. Flexible terms and competitive rates make it attractive, especially for those seeking clarity and speed. The loan process is simple and paperless, accessible entirely online, and users can check their rates with no credit score impact before accepting any offer.

Contras

Interest rates vary according to credit band, so those with limited credit history may find APRs at the higher end of the spectrum. While Lendable is transparent about costs, the maximum APR may still be high compared to some traditional banks for less qualified applicants.

Nosso veredicto

Lendable is recommended for borrowers in Brazil who need fast, reliable access to funds and transparency in fees and rates. The online process is user-friendly, the flexibility in terms is a major advantage, and the no-upfront-fee guarantee adds peace of mind. However, it’s essential to compare your personalized offer to other options if your credit history is limited.