Loans 2 Go offers short-term personal loans ideal for individuals needing extra funds in emergencies. Borrow from €290 up to €2,320, with repayment terms spanning 18 to 24 months. The interest rate varies based on personal circumstances, with a representative example stating a flat rate of 168% per annum (fixed) and an APR of 679%. No upfront fees, flexible repayment, and fast decisions are available for qualified applicants.

How to Apply: Step-by-Step Guide

First, use the eligibility checker to see if you qualify without affecting your credit score. Next, select the amount you wish to borrow and fill in the necessary details. If provisionally accepted, complete your application online with your employment and bank details. Once approved, your loan could be transferred to your account the same day, subject to working hours.

Major Advantages of Loans 2 Go

Loans 2 Go stands out for not charging set-up or early repayment fees, which saves you money. The same-day transfer option helps in urgent situations, and you get an instant decision online. Their eligibility checker does not impact your credit score, and requirements are straightforward. Customer reviews recognize their effective service.

Drawbacks to Consider

The interest rate can be notably high compared to other loan products, making total repayment expensive. The fixed loan period also limits flexibility for those who may prefer shorter repayment terms. Serving only UK residents may exclude some international applicants. Additionally, the maximum loan is capped at €2,320, restricting access for larger financial needs.

Final Verdict

Loans 2 Go is a useful solution for people needing fast, accessible personal loans for emergencies. Despite high-interest rates, transparency and speed make it a valuable option if you qualify and can meet repayments. Consider your budget before applying to avoid potential financial strain.