If you are looking for a personal loan with a simple process, Avant might be a great option. As an independent reviewer, I evaluated their rates, processes, and flexibility for the Brazilian region.

Avant personal loans range from R$ 10.000 to R$ 180.000 with annual percentage rates (APRs) from 9.95% to 35.99%. Terms are flexible, from 24 up to 60 months, and the loan features fixed monthly payments throughout your term, making budgeting easier.

What stands out with Avant is the speed of fund disbursement. Approved applicants may receive their funds as soon as the next business day—an advantage for anyone needing funds quickly. To apply, you’ll need to meet Avant’s requirements, including providing your personal and financial information for a personalized decision.

How to Apply: Step-by-step

First, check your loan options on Avant’s platform with a pre-qualification that doesn’t impact your credit score.

Fill out the simple online application, providing necessary documents and information as prompted.

Receive a decision rapidly—sometimes within minutes.

If approved, choose your offer and review the terms. The funds can arrive in your account as soon as the next business day.

Manage your payments and loan details directly through Avant’s app or the online portal, ensuring control and convenience throughout your loan term.

Pros of Avant Personal Loan

One major benefit is the fixed interest rate, ensuring no surprises in your monthly payments for the life of the loan.

The quick approval and fund disbursement process is especially valuable if you need money urgently for emergencies or important purchases.

Cons of Avant Personal Loan

Avant loans may come with an administrative fee up to 9.99%, which is deducted from your loan amount at funding.

Additionally, qualification and interest rates depend on your credit profile, so the best terms may not be available for all applicants.

Verdict: Is Avant Right for You?

Avant stands out for its straightforward, fast, and easy application process, making it attractive for those prioritizing speed and predictability.

If you are comfortable with the potential administrative fee and meet the qualification criteria, Avant is a strong contender for personal loans in the BR region.