FNB’s credit card offer provides flexibility to suit a broad range of needs. With monthly fees starting from R59, minimum required income for entry-level cards sits at R60,000 per year. At the top end, cards are available for those earning over R1.8 million annually. Purchases are made even more rewarding through the eBucks Rewards programme, and FNB’s digital channels make account management seamless. While explicit interest rates may vary per card and are subject to credit checks, FNB tailors credit limits and rates to your financial profile.

How to Apply for an FNB Credit Card

1. Visit the FNB website and select the credit card section.
2. Choose the relevant type based on your income.
3. Start a new online application and fill in your personal details.
4. Upload any required documents, such as proof of income and ID.
5. Submit and track your application online until approval.

Key Pros

FNB credit cards stand out for their flexible structure, allowing you to choose a product that matches your earnings and lifestyle. Cardholders have access to exclusive digital banking tools for efficient management.

The eBucks Rewards programme is a major highlight, offering tangible value for daily spending. Furthermore, FNB’s extensive support options help clients throughout their application and ongoing usage.

Возможные недостатки

Monthly account fees can increase significantly at higher tiers, which may not suit those who prefer minimal banking costs. Eligibility criteria, especially around income, may exclude some applicants.

Although FNB’s digital services are widely praised, some users find certain processes better suited for experienced digital bankers. Less tech-savvy clients might require extra guidance.

Окончательный вердикт

The FNB credit card range is a strong choice for anyone wanting flexible options and extra perks. With tailored income brackets, digital management, and rewards, there’s value for many types of customer. Factor in fees and digital proficiency when making your decision.