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ACE Cash Express
Fast approval, flexible payday and installment loans. No impact on FICO, instant funding options, and satisfaction guarantee for peace of mind.
ACE Cash Express offers payday and installment loans for those unexpected moments when you need cash quickly. While interest rates and terms vary by state, the application process is quick, and approval does not impact your FICO score. Most loans are small-dollar amounts, typically repaid by your next pay date for payday loans or in scheduled installments for installment loans. ACE also offers a unique satisfaction guarantee: return the principal within 72 hours and owe nothing more.
How to Apply: A Simple Step-by-Step
Start by selecting your state on the ACE Cash Express website, then choose your type of loan. Complete the online application form with your details. Receive an instant decision, then review your approval and chosen terms. Funds can be deposited instantly to a debit card or made available at a local ACE store, where possible.
Top Advantages of ACE Cash Express
One major highlight is instant approval with no impact on your credit score. The satisfaction guarantee provides risk-free peace of mind. You also have fast access to cash, either online or in-store, giving you flexibility when emergencies strike.
Possible Drawbacks to Consider
Interest rates tend to be high due to the short-term nature of payday and installment loans. Loan eligibility, amounts, and terms vary depending on your state of residence. Additionally, late or missed payments can accumulate high fees.
Final Verdict: Is ACE Cash Express Worth It?
ACE Cash Express is a reputable option for those facing urgent cash needs and offers a streamlined, user-friendly application process. If you weigh the costs carefully and repay on time, it serves as an efficient emergency funding solution.
