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SoFi Personal Loans
Fixed rates from 8.74% APR, borrowing from S/19,000 to S/380,000, no fees, and same-day funding available for eligible borrowers.
SoFi Personal Loans stand out in Peru for their competitive fixed interest rates, flexible terms, and complete transparency on fees. You can borrow from S/19,000 to S/380,000 (USD $5,000 to $100,000) with rates starting at 8.74% APR for well-qualified applicants. The entire application is online, and there are no origination, prepayment, or late fees.
How to Apply for a SoFi Personal Loan
- Check your eligibility and get prequalified with a soft credit pull.
- Choose your loan amount, term (from 2 to 7 years), and review your offer.
- Finish the online application and upload required documents.
- Sign your loan agreement electronically.
- Receive funds directly to your account—potentially the same day.
Main Pros
One of the biggest advantages is that checking your rate won’t affect your credit score. This helps you shop around risk-free and empowers smart decisions.
Additionally, SoFi offers same-day funding for approved applicants, making it a solid option for urgent financial needs without any added fees or charges.
Main Cons
Applicants with lower credit scores may not qualify for the lowest rates, and the minimum loan amount of S/19,000 could be inaccessible for smaller needs.
Approval criteria are strict; stable income and a strong financial background are generally required for the best offers.
Вердикт
SoFi Personal Loans provide fast funding, fair rates, and zero fees, making them a compelling choice in PE for qualified applicants seeking a hassle-free online loan experience.
