Avant Personal Loans are a strong option if you need quick access to funds with transparent fixed rates. You can borrow from S/ 2,000 up to S/ 35,000, with annual percentage rates (APR) ranging from 9.95% to 35.99%. Loan terms are flexible, between 24 and 60 months, with a one-time administration fee of up to 9.99%. Funds are generally deposited as soon as the next business day after approval, making Avant appealing for urgent expenses, home improvements, or consolidating debt.

How to Apply for Avant Personal Loans

1. Complete a short online application to check your loan options without affecting your credit score.
2. Receive a fast lending decision, usually within minutes, and review your rates and terms.
3. If approved, accept the loan terms and receive your funds by the next business day.

Key Pros of Avant Personal Loans

One of Avant’s biggest strengths is the speed. The application is straightforward, and decisions are provided quickly. There are no surprises with monthly payments, thanks to the fixed-rate structure, making budgeting easier.

Additionally, customer support is accessible via messaging, and you can automate payments or manage your loan from the mobile app, adding flexibility and convenience.

Important Cons to Consider

Avant loans include an administration fee of up to 9.99%. This fee is deducted from the total loan disbursed, so your effective funding will be slightly less than approved amount.

APR can be higher depending on credit profile, so the best rates are reserved for well-qualified applicants. Late payments and dishonored payments also incur additional charges.

Наш вердикт

Avant Personal Loans offer convenient, accessible financing for various needs, especially for individuals seeking speed and clarity. The clear fixed rates, fast funding, and strong digital tools make them attractive for many borrowers.

However, prospective applicants should carefully review loan fees and APR ranges to ensure it fits their financial situation. Overall, Avant stands out for its combination of speed, transparency, and flexible terms.